Rates
Services are usually covered in full or in part by your health insurance or EAP plan.  If you have mental health benefits, in most cases you are only responsible for your co-pay or co-insurance.  If you use a provider that is in your insurance network, the provider is required to accept the contracted amount, plus any copay or co-insurance that is the responsibility of the insured. 

Insurance
I am in network with many of the major carriers, including Aetna, Blue Cross/Blue Shield, Healthcare Payers, Horizon, Magellan, MagnaCare, Medicare, Oxford, Qualcare, TRICARE, and United Behavioral Health, among others.  If I am not in your network and you have out of network benefits, I will file a claim for you and accept the out of network allowable amount.

To determine your mental health coverage, you need to check with your insurance carrier.  Here are a few questions to ask:

• What are my mental health benefits?
• How many sessions per year does my plan cover?
• Is this therapist in my network?
• If not, do I have out of network coverage?
• Is there a deductible?
• What is my copay?
• Do I need an authorization or referral?

Reduced Fee
Reduced fee services may be available, depending on your situation.

Payment
Your co-pay or co-insurance is payable at the time of service by cash or check.  If you would prefer to make payment by credit card, you can go to my "Make a Payment" page prior to your appointment, and pay your co-pay or co-insurance through Paypal.

Cancellation Policy
A scheduled appointment means that time has been reserved for you.  Missed or cancelled appointments with less than 24 hours notice are billed at a rate of $50.

Schedule Online
Request a therapy appointment in my Toms River office here.

Contact
Questions? Please contact me for further information.